List of Indian Banks in the USA: Branches, Locations & Swift Code

ICICI Bank - Branch and Representative Offices

ICICI Bank's US presence is lean but significant. It operates one full branch in New York and two representative offices in California and Texas. Most NRI retail services are handled through digital channels like Money2India or routed through the India-based teams.

ICICI Bank New York Branch (Full Branch)

• City/State: New York, NY
• Address: 575 Fifth Avenue, 26th Floor, New York, NY 10017, USA
• Timings: Standard business hours (verify directly)
• Phone: +1 646-827-8450
• Email: usaccountmanager@icicibank.com
• SWIFT Code: Confirm with ICICI for New York branch
• Type: Full overseas branch
• Additional Info: Key US node for ICICI's global network. Supports NRI banking, corporate clients, and cross-border flows alongside digital channels like Money2India.

ICICI Bank California Representative Office (Sunnyvale)

• City/State: Sunnyvale, CA
• Address: 844 East El Camino Real, Suite B1, Sunnyvale, CA 94087, USA
• Timings: Not publicly specified; contact office for hours
• Phone: +1 408-769-4311
• Email: californiarep@icicibank.com
• SWIFT Code: Not applicable (representative office)
• Type: Representative office
• Additional Info: Serves as a relationship and service point for California-based NRIs and corporates. Account opening and transactions are usually routed through the New York branch or India.

ICICI Bank Texas Representative Office (Plano)

• City/State: Plano, TX
• Address: 8305 Preston Road, Suite 400C, Plano, TX 75024, USA
• Timings: Not disclosed; confirm directly with office
• Phone: Not widely published
• Email: Handled via centralized NRI/US email IDs
• SWIFT Code: Not applicable (representative office)
• Type: Representative office
• Additional Info: Provides on-ground coverage for Texas-based corporates and NRIs. Facilitates relationships rather than acting as a standalone branch.

Canara Bank - New York Branch

Canara Bank maintains a single full branch in New York, focused on NRI accounts, remittances, and trade finance.

Canara Bank New York Branch (Full Branch)

• City/State: New York, NY
• Address: Suite 1170, 11th Floor, 805 3rd Avenue, New York, NY 10022, USA
• Timings: Business days; confirm exact hours with branch
• Phone: +1 646-760-0495
• Email: cbnyc@canarabank.com
• SWIFT Code: Confirm with Canara Bank
• Type: Full overseas branch
• Additional Info: Provides NRI accounts, remittances, and trade finance to corporates with India exposure.

Bank of Baroda - New York Branch

Bank of Baroda's US footprint is centered on a single large New York branch with a strong corporate and trade-finance focus.

Bank of Baroda New York Branch (Full Branch)

• City/State: New York, NY
• Address: One Park Avenue, New York, NY 10016, USA
• Timings: Standard business hours on weekdays (confirm directly)
• Phone: +1 212-578-4550
• Email: newyor@bankofbaroda.com; ce.usa@bankofbaroda.com
• SWIFT Code: Confirm with Bank of Baroda
• Type: Full overseas branch
• Additional Info: Strong corporate and trade-finance focus, plus NRI banking services for US-based Baroda customers.

Bank of India - New York Branch and San Francisco Agency

Bank of India (BOI) has two locations in the US, a full branch in New York and an agency office in San Francisco. Together, they cover both the East Coast and West Coast.

Bank of India New York Branch (Full Branch)

• City/State: New York, NY
• Address: 277 Park Avenue, New York, NY 10172-0083, USA
• Timings: Business hours on weekdays (confirm with branch)
• Phone: +1 212-753-6100
• Email: boiny@bankofindia.co.in
• Website: boiusa.com
• SWIFT Code: BKIDUS33
• Type: Full overseas branch
• Additional Info: Central US node for BOI's global network. Handles corporate banking, NRI deposits, and trade transactions with India.

Bank of India San Francisco Agency

• City/State: San Francisco, CA
• Address: 555 Mission Street, Suite 1875, San Francisco, CA 94105, USA
• Timings: Weekdays (exact hours to be confirmed)
• Phone: +1 415-956-6326 / +1 415-956-2129
• Email: boisfa@aol.com
• SWIFT Code: Routed via New York branch (BKIDUS33); confirm with BOI
• Type: Agency office
• Additional Info: Focused on West Coast corporate and trade-finance relationships rather than walk-in retail banking.

Kotak Mahindra Bank - New York Office

Kotak Mahindra's US presence is structured around an investment and wholesale office in New York. It is often listed in NRI branch guides, but it is not an RBI-listed "overseas branch" in the same way as SBI or Bank of India. This office primarily serves institutional and high-net-worth clients.

Kotak Mahindra Bank / Kotak Mahindra Inc - New York Office

• City/State: New York, NY
• Address: 369 Lexington Avenue, 28th Floor, New York, NY 10017, USA
• Timings: Standard office hours on business days (confirm directly)
• Phone: +1 212-600-8850
• Email: Typically handled through global/NRI contact channels; no dedicated branch email prominently published
• SWIFT Code: KKBKINBBXXX (India-based; this office is not normally used as a SWIFT endpoint for retail remittances)
• Type: Investment / Wholesale Office
• Additional Info: Suitable for institutional and wealth clients seeking India access via Kotak. NRI retail relationships are primarily serviced through India accounts and global NRI teams.

Which States Have Indian Bank Branches?

If you are trying to find the nearest Indian bank in the USA based on where you live, here is a quick state-wise breakdown of all 20 locations.

New York has the highest concentration with six Indian bank offices: SBI New York Branch, SBI Jackson Heights Outlet, ICICI Bank New York Branch, Canara Bank New York Branch, Bank of Baroda New York Branch, Bank of India New York Branch, and Kotak Mahindra New York Office.

California comes in second with ten locations. SBI has its Los Angeles overseas branch plus seven SBI (California) subsidiary branches in Los Angeles, Cerritos, Fremont, Fresno, San Diego, Woodland Hills, and Sunnyvale. ICICI has a representative office in Sunnyvale, and Bank of India has an agency in San Francisco.

Illinois has one location, the SBI Chicago Branch, which serves the Midwest.

Texas has one location, the ICICI Bank representative office in Plano.

District of Columbia has one location, the SBI Washington DC Representative Office.

If you are an NRI navigating finances across both countries, understanding FEMA rules for NRIs is just as important as knowing where your nearest branch is.

How to Choose the Right Indian Bank Branch in the USA

With 20 locations and three different branch types, picking the right one depends on what you actually need.

For NRI Deposits and Remittances

If your primary goal is to open an NRE or NRO account, make deposits, or set up regular remittances to India, head to a full branch. SBI's New York, Chicago, and Los Angeles branches are your best options. In California, the SBI (California) subsidiary branches offer FDIC-insured deposits alongside NRI services, which is a strong combination.

For Corporate and Trade Finance

If you run a business with India exposure or need trade finance services, the full branches in New York from SBI, ICICI, Bank of Baroda, Bank of India, and Canara Bank all offer corporate banking. Bank of India's San Francisco Agency also handles West Coast trade-finance relationships.

For Walk-in NRI Support on the West Coast

California-based NRIs have the most options. SBI (California) alone has seven branches across the state. The Fremont and Sunnyvale branches are especially popular with tech professionals in the Bay Area. If you prefer ICICI, their Sunnyvale representative office can help with relationship management, though actual transactions are usually routed through New York or India.

Here's the thing. Representative offices and agency offices are useful for relationship building and initial guidance. But if you need to actually move money or open accounts, you will want a full branch or subsidiary. Keep that distinction in mind and you will save yourself time.

If you are still building your cross-border money management strategy, choosing the right bank touchpoint is a great first step.