AUM vs Fixed Fee Advisor Cost Comparison
Compare asset-based and fixed fee structures to determine the most cost-effective approach for your financial planning needs
AUM vs Fixed Fee Advisor Cost Comparison
Compare asset-based and fixed fee structures to determine the most cost-effective approach for your financial planning needs
AUM vs. Fixed Fee Advisor Comparison
Compare fee structures over time
Portfolio Parameters
%
Results Analysis
AUM Fee Model
Initial Fee Rate1.00%
First Year Fee$5,000
Final Year Fee (Year 20)Calculating...
Total Fees Paid (20 years)$0
Final Portfolio ValueCalculating...
Fixed Fee Model
Annual Fixed Fee$1,800
Equivalent Fee % (Year 1)0.36%
Equivalent Fee % (Final Year)Calculating...
Total Fees Paid (20 years)$0
Final Portfolio ValueCalculating...
Comparison Summary
The AUM fee approach appears more cost-effective throughout the entire 20 year period.
Total Fee Difference
$NaN
Savings with AUM fee
Final Portfolio Value Difference
Calculating...
Better outcome with AUM fee
Long-term Comparison
Portfolio Growth Over Time
Cumulative Fees Paid
Annual Fee Comparison
Making Your Decision
When deciding between AUM and fixed fee models, consider:
- Your current portfolio size relative to the fixed fee amount
- Your expected growth rate and timeline
- Your comfort with paying more upfront vs. more later
- Additional services provided under each model
- Transition costs if switching advisors